How a Five-Minute Phone Call Could Save You Thousands…

For years now, I have used a five-minute phone call that has saved me thousands of dollars. In this post, I want to share with you how you could do the same…

The Call…

The first thing you need to know about the call is, well, who exactly to call. In this context, we’ll be calling your home loan provider. However, don’t let this hold you back… if you want to try this with the providers of your other financial products, then, by all means, give it a go… just remember to let me know how it goes.

Ok Shane, but how exactly is this going to save me money?

Great question. We’re going to be calling your home loan provider, and flat-out ask them for a discount. There’s no sugar-coating it. The script is this:

“Hi, can you please give me a discount on my home loan?”

It’s 12 words… well, I’m not sure if the “a” counts as a word… so maybe it’s 11 words and a letter.

It’s short, sharp, and can be done in 5 minutes.

The magic words…

So, how do you know if you’re at the maximum discount? Well, there are probably two ways:

1. You hear these words “I’m sorry sir, but I can see that there have been heavy discounts already applied to your account and we can’t offer any additional”
2. Speak to a mortgage broker who can confirm whether you’re getting the sharpest rate from your lender

Can a mortgage broker really tell if I’m getting the best rate?

They are probably going to have a fair idea. As an example, we recently had a new client come to us with an investment loan with one of the major lenders. His rate… 4.83%. The rate we could see for the exact same lender… 3.99%.

Can you do me a favour?

If you end up making this call… and hopefully save money… it’d be awesome if you could let me know how much you saved.

Just click this link, and it’ll take you across to Facebook Messenger where you will be chatting with Charlie the ChatBot. Charlie will let me know how much you saved.

You never know… there may be a little surprise for you if you do…

So click this link and let Charlie the ChatBot know how much money you saved by using this phone call.

Photo by Fabian Blank on Unsplash

Author: Shane